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Surcharge Free Transactions

Surcharge-free withdrawals!

The banks and credit unions on THE EXCHANGE® Network have agreed to never charge each other’s cardholders surcharge fees. You will never pay any additional fees to access your own money even if you use another financial institution’s Exchange® ATM. Yes, you still have to pay your normal account fees but that’s it, nothing extra. This truly means that if you are a bank customer you can use the credit union ATMs and credit union members, you can use the bank ATMs on THE EXCHANGE® Network without incurring any surcharges. Just look for THE EXCHANGE® logo at or near the ATM to avoid surcharges.

Surcharge-free deposits, PIN changes & more!

Whether you’re a Newfoundland credit union member or a British Columbian bank customer, you can use any of the deposit-taking ATMs on THE EXCHANGE® Network to make a deposit. Check out the list of participating financial institutions. You can also use our ATM locator to allow you to find the nearest ATM and sort by which ATM offers surcharge-free withdrawals, deposits, PIN changes and more!


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